Debt & Funding
Overdraft & Overdue Loan Monitoring
Monitor overdraft pressure, overdue loans, upcoming repayments, and funding risks that require immediate treasury action.
Today · Live workshop data
OD Facilities
৳ 600 Cr
Sanctioned limit
Total overdraft capacity
OD Utilized
৳ 550 Cr
91.7% used
High utilization pressure
OD Available
৳ 50 Cr
Limited headroom
Remaining OD capacity
Overdue Loans
৳ 5 Cr
Immediate action
Past due repayment exposure
Loans Due in 7 Days
৳ 70 Cr
Prepare liquidity
Upcoming repayment requirement
Overdraft Utilization
| Bank | OD Limit | Utilized | Available | Status |
|---|---|---|---|---|
| HSBC | ৳ 50 Cr | ৳ 48 Cr | ৳ 2 Cr | Critical |
| SCB | ৳ 120 Cr | ৳ 105 Cr | ৳ 15 Cr | Warning |
| EBL | ৳ 150 Cr | ৳ 90 Cr | ৳ 60 Cr | Healthy |
| City Bank | ৳ 80 Cr | ৳ 74 Cr | ৳ 6 Cr | Warning |
Overdue and Upcoming Loans
| Facility | Bank | Due Date | Amount | Status |
|---|---|---|---|---|
| STL-101 | HSBC | Overdue | ৳ 5 Cr | Critical |
| OD-204 | SCB | Due Tomorrow | ৳ 10 Cr | Warning |
| TL-305 | EBL | Due in 5 Days | ৳ 15 Cr | Upcoming |
| LATR-212 | City Bank | Due in 7 Days | ৳ 45 Cr | Upcoming |
Risk Alerts
HSBC OD utilization is 96%; only ৳2 Cr available.
STL-101 is overdue by ৳5 Cr.
SCB facility utilization is above 85%.
৳70 Cr loan repayment due within next 7 days.
Recommended Actions
Settle overdue STL-101 immediately.
Prepare liquidity for ৳70 Cr upcoming repayments.
Consider drawing from EBL due to lower rate and available limit.
Initiate facility enhancement discussion with HSBC/SCB if utilization remains high.