Treasury Management Platform
Future state visibility, obligations, risk, and reconciliation
Cash & Liquidity

Group Liquidity Management

Cash concentration, intercompany funding, idle cash pooling, entity surplus/deficit analysis, and treasury cash mobility recommendations for BSRM Group.

Today · Live workshop data
Total Group Cash
৳1,248 Cr
Across BSRM entities

Cash visible across steel, mills, cement, and power

Available for Pooling
৳178 Cr
Idle cash identified

Potential redeployment or short-term placement

Entity Funding Need
৳105 Cr
Cement + payroll

Short-term liquidity support requirement

Cash Mobility Actions
4
Ready to execute

Pooling, funding, payroll, LC reserve

Group Liquidity Map

BSRM Steel
৳550 Cr
Surplus
BSRM Mills
৳320 Cr
Surplus
BSRM Cement
৳180 Cr
Funding need
BSRM Power
৳110 Cr
Stable
Total Group Cash
৳1,248 Cr

Consolidated liquidity across BSRM operating entities.

Available for Pooling
৳178 Cr

Idle cash available for redeployment or short-term yield.

Entity Surplus / Deficit Analysis

EntityPositionAmountTreasury Action
BSRM SteelSurplus৳95 CrPool to central treasury
BSRM MillsSurplus৳83 CrReserve for import settlement
BSRM CementDeficit৳100 CrFund via EBL STL
BSRM PowerStable৳0 CrMonitor only

Cash Forecast Trend

Cash Forecast Trend
৳1,248 Cr to ৳1,203 Cr
-45 ৳ Cr
Today · ৳1,248 CrCurrent cashD+5 · ৳1,294 CrCollections expectedD+10 · ৳1,218 CrSupplier paymentsD+15 · ৳1,176 CrLC settlement windowD+20 · ৳1,204 CrIntercompany fundingD+25 · ৳1,222 CrDealer collectionsD+30 · ৳1,203 Cr30-day closing forecastTodayD+5D+10D+15D+20D+25D+30

Treasury Cash Mobility Recommendations

RecommendationSourceTargetAmountImpactStatus
Pool idle BSRM Steel cashBSRM SteelCentral Treasury৳95 CrShort-term return opportunityReady
Fund BSRM Cement STL requirementCentral Treasury / EBLBSRM Cement৳100 CrAvoids higher SCB borrowingCFO approval
Support BSRM Steel payroll thresholdBSRM Steels Import AccountBSRM Steel Payroll৳5 CrPrevents payment disruptionToday
Create import settlement reserveGroup poolTrade Finance৳82 CrCovers scrap LC settlementScheduled

Cash Concentration Opportunity

Move from visibility to mobility
Treasury can pool ৳178 Cr of idle cash, support BSRM Cement’s funding need, protect payroll liquidity, and reserve LC settlement cash without increasing high-cost SCB utilization.