Treasury Management Platform
Future state visibility, obligations, risk, and reconciliation
Board Report

One-Page Treasury Board Summary

Board-ready view of BSRM cash, debt, liquidity forecast, facility utilization, FX exposure, key risks, treasury performance, and management actions.

Today · Live workshop data

Board Value Snapshot

38 banks
Unified visibility

Single view across API, uploads, Oracle, and exceptions.

৳178 Cr
Idle cash identified

Cash available for redeployment or short-term return.

৳1.5 Cr
Borrowing optimization

Lower-cost drawdown decisions are visible to leadership.

12
Critical risks surfaced

Liquidity and compliance risks are visible before impact.

Treasury Summary

SectionMetricValueBoard MessageStatus
Cash PositionConsolidated cash৳1,248 CrBSRM Group cash remains positive with ৳178 Cr idle redeployment opportunity.Reviewed
Debt ProfileUtilized facilities৳2,180 Cr68% utilization; high-pressure OD/LATR lines require monitoring.Reviewed
Liquidity Forecast30-day closing cash৳1,203 CrStable after LC settlements, debt repayment, and supplier payments.Reviewed
Facility UtilizationAvailable headroom৳1,020 CrEBL has the strongest low-cost capacity at ৳310 Cr.Reviewed
FX ExposureNet exposureUSD 24.5M72% hedged; USD 6.8M requires forward cover decision.Reviewed
Key RisksCritical alerts12OD pressure, BG expiry, LC settlement, and payroll threshold need action.Action
PerformanceAuto reconciliation98.1%18,107 transactions matched without manual review.Reviewed
Management ActionsPriority actions5Draw EBL, hedge USD, renew BG, settle overdue STL, fix City API.Reviewed

Management Actions

Approve EBL-first borrowing strategy for BSRM Cement STL requirement.
Book forward cover for USD 6.8M unhedged raw material exposure.
Renew Chattogram Port BG before seven-day expiry window closes.
Move liquidity into HSBC payroll account before end-of-day processing.
Clear high-confidence reconciliation exceptions before month-end close.

Board Narrative

BSRM Treasury remains liquid and operationally controlled. The main board-level watch items are USD hedge coverage, LC settlement funding, HSBC OD pressure, and Chattogram Port BG renewal. Management actions are already identified and prioritized through the Treasury Action Center.