Treasury Management Platform
Future state visibility, obligations, risk, and reconciliation
Cash & Liquidity

Cash Position Dashboard

Treasury operations can see where money is, which accounts need funding, and where idle cash is sitting.

Today · Live workshop data
Total Cash
৳ 1,248 Cr
↑ 4.2%

Opening balance ৳ 1,210 Cr

Available Cash
৳ 985 Cr
Excludes restricted

Margin, escrow, and pledged accounts removed

Idle Cash
৳ 178 Cr
7+ days

Potential investment pool

Low Balance Accounts
7
2 payroll risk

Below configured thresholds

Group Liquidity Map

BSRM Steel
৳550 Cr
Surplus
BSRM Mills
৳320 Cr
Surplus
BSRM Cement
৳180 Cr
Funding need
BSRM Power
৳110 Cr
Stable
Total Group Cash
৳1,248 Cr

Consolidated liquidity across BSRM operating entities.

Available for Pooling
৳178 Cr

Idle cash available for redeployment or short-term yield.

AI Treasury Copilot

Pool idle cash

৳178 Cr idle cash is visible across BSRM Steel and BSRM Mills accounts.

Copilot
Recommendation: Pool idle balances into central treasury for short-term placement.
Projected impact: Potential monthly yield uplift of ৳0.7 Cr.
Fix payroll threshold

HSBC BSRM Steel Payroll has ৳1.2 Cr vs ৳3 Cr minimum.

Copilot
Recommendation: Move ৳5 Cr from Standard Chartered import account.
Projected impact: Avoids payroll processing risk.

Cash by Bank

HSBC৳ 320 Cr
Standard Chartered৳ 280 Cr
EBL৳ 210 Cr
City Bank৳ 140 Cr
BRAC Bank৳ 95 Cr
Others৳ 203 Cr

Cash by Company

BSRM Steel৳ 550 Cr
BSRM Steels৳ 320 Cr
BSRM Steel Mills৳ 180 Cr
BSRM Cement৳ 110 Cr
BSRM Power৳ 88 Cr

Bank Account Grid

BankAccountTypeBalanceStatusLast Sync
HSBCBSRM Steel MainCurrent৳ 52 CrHealthyAPI · 10:25 AM
HSBCBSRM Steel PayrollPayroll৳ 1.2 CrAlertAPI · 10:25 AM
Standard CharteredBSRM Steels ImportCurrent৳ 45 CrHealthyAPI · 10:24 AM
EBLBSRM Cement ODOD৳ 0.8 CrAlertUpload · 9:40 AM

Low Balance Monitoring

Suggested Transfer
Move ৳ 5 Cr from Standard Chartered BSRM Steels Import Account to HSBC BSRM Steel Payroll Account to restore payroll threshold coverage.
Idle Cash Opportunity
BSRM Steel has ৳ 35 Cr idle at Standard Chartered with no movement for 12 days. Review short-term placement options.

Today’s Cash Movement

Opening ৳ 1,210 Cr
Dealer collections + ৳ 95 Cr
Supplier/import payments - ৳ 57 Cr
EBL STL drawdown + ৳ 20 Cr
Closing ৳ 1,268 Cr

Cash Forecast Trend

Cash Forecast Trend
৳1,248 Cr to ৳1,203 Cr
-45 ৳ Cr
Today · ৳1,248 CrCurrent cashD+5 · ৳1,294 CrCollections expectedD+10 · ৳1,218 CrSupplier paymentsD+15 · ৳1,176 CrLC settlement windowD+20 · ৳1,204 CrIntercompany fundingD+25 · ৳1,222 CrDealer collectionsD+30 · ৳1,203 Cr30-day closing forecastTodayD+5D+10D+15D+20D+25D+30